What We Do

We understand the financial world so you don't have to.

As both a CPA and CERTIFIED FINANCIAL PLANNER™ firm, our diversified background lets us help individuals reach their financial goals in a way most firms can't. We provide honest, straightforward, and sincere advice to every client.

Financial Planning & Investment Management Advisory
Business Advisory Advisory
Tax Planning Tax
Tax Return Preparation Tax
Accounting Services Accounting

Market tables and trend lines in a financial newspaper

Tax Planning

Where tax planning and wealth management go hand-in-hand. Our approach takes into consideration more than what's on your W-2, so that when it's time to file you're confident you're using the tax code to your greatest advantage. Regular communication keeps you informed of changes to tax law and how they affect your returns. We offer both start-up and ongoing tax advice, as well as bookkeeping and accounting services.

Tax Return Preparation

We offer clients a transparent look at their returns as we file. Our downtown Plymouth location is convenient for in-person preparation, and a secure online portal is available for those who prefer to file virtually. For over 25 years, our CPA practice has helped clients with individual, corporate, trust, and gift and estate tax returns.

Accounting Services

For over twenty-five years we've worked with clients to make accounting easy. We examine your balance sheet and income statement, reconcile your accounts, and make the adjustments needed so your books are stated appropriately.

Reviews & Compilations · Financial Statement Preparation · Bookkeeping

Financial Planning & Investment Management

Have questions on your financial future? We have answers.

Through a methodical approach, we help you find and improve your financial weak spots and create financial security through careful planning and investment management. Advisory services are far more than portfolio creation — we help you organize your financial world, understand your goals, and balance living for today with securing tomorrow.

Investment Strategy

Asset allocation, tax-smart investing, tax loss harvesting, rebalancing & monitoring, market outlook and risk tolerance.

Retirement Planning

Funding your vision of retirement, Social Security, employer plans and pensions, health and long-term care, required minimum distributions.

Asset Protection

Estate planning needs, trusts, charitable and gifting strategies, and creating a legacy.

Income Protection

Life expectancy discussions, life insurance, disability insurance and the use of annuities.

Life Events

Saving for college, a house or other goals, caring for children or parents, divorce, and business needs.

Money Management

Managing debt, budgeting tactics, cash flow management and establishing emergency funds.

Our Process

Meet & Greet
A no-obligation meeting to discuss your needs, see if we're a good fit, and answer your questions.
On-Boarding
Kickoff discovery meeting, personal risk assessment, then custom portfolio and plan creation.
Presentation
We present your plan, adjust as needed, and give you access to our financial portal.
Regular Meetings
Winter, spring and fall meetings to review progress and life changes and keep you within your guardrails.

Schedule a Free Consult

Business Advisory

More than accounting and tax preparation.

We help small businesses grow and reach their potential by partnering with owners to provide financial tools like quarterly reporting, tax planning, and income strategies — so you understand your strengths and weaknesses and grow in a calculated way.

Too often, business owners are being run by their business rather than the other way around. Waiting until year end to see your bottom line can mean missed opportunities that can be costly. We make sure you understand where you are, where you want to be, and how to get there.

Book a Complimentary Appointment

Complimentary Discovery Meeting Step 1
Develop Strategy Step 2
Business Coaching Step 3
Ongoing Relationship Year-round

We'll learn what makes you tick, suggest a strategy, share our expertise on what's working and what should change, and meet throughout the year to check in.

About Us

A family business in America's Hometown.

Campbell Financial Services, formerly Deborah F. Campbell, CPA, is an independent tax and financial services company. We have seen the missed opportunities and unnecessary expense that occur when financial advice doesn't consider the impact of taxes — so our mission is to provide comprehensive tax, financial planning and investment services that pursue long-term financial security while considering the effects of taxes.

We are family-owned and operated, providing clients with continuity, stability, and the comfort of knowing that our family is a sound resource for theirs.

Deborah F. Campbell

CPA · Investment Advisor Representative

A practicing CPA for more than thirty years and a graduate of UMass Amherst, Deborah owns the practice in historic downtown Plymouth. She is fully licensed in securities and insurance. Originally from Norwell, she has lived in Plymouth since 1996.

Kevin M. Campbell

CPA, CFP® · Investment Advisor Representative

Kevin is both a CPA tax preparer and licensed financial advisor. He holds a Master of Science in Accounting from UMass Amherst's Isenberg School and previously ran a Plymouth landscaping company for more than ten years.

Cheryl Santosuosso

Client Services Representative

Cheryl brings over twenty years of bookkeeping experience helping small businesses organize and make sense of their financials, with a focus on client experience. She moved to Plymouth in 1990.

Know where you are. Plan where you're going.